This post was sponsored by MetLife as part of an Influencer Activation for Influence Central and all opinions expressed in my post are my own.
I remember receiving the call from my grandmother, as I slowly picked up the phone and said “hello”. My grandmother frantically said, “She’s gone!” I felt my world stop, and it hit me my mother was no longer here.
At the time I was a newlywed mother of one, and there was no way I could afford to pay for the financial costs that came along with my mother passing away.
One thing I’m grateful for is the fact that my mother was prepared. She knew the importance of having life insurance. That lifted a great deal of weight off my shoulders financially, and I was able to focus my energy on working on healing my emotional pain.
Seeing how my mother was prepared, inspired me to make sure that I had my ducks in a row. Also, just because I’m a stay-at-home mom doesn’t mean I should neglect this part of my life. I would never want to leave my husband and three children in a financial bind. Like myself, other stay-at-home moms are pursuing careers that allow them to work from home. Unfortunately, these same moms don’t have access to life insurance through a traditional workplace.
Even if a mom isn’t the primary provider in the family, losing her could have a significant financial impact on her family. There are factors such as a childcare, a spouse’s loss of income from needing to be off of work, and estate issues that could cause a financial strain. If childcare is needed in this type of circumstance it could cost more than $1000 a month .
I know it is difficult to talk about subjects like this, but it is important to discuss. Fortunately, MetLife has created a simple term life insurance product that provides up to $500,000 in coverage, without an in-person medical exam or requests for fluids, like blood and urine, ever, just a handful of health questions. Applicants receive a yes/no decision about coverage and a quote in real-time online or by phone.
MetLife Rapid Term can be a great solution for busy women to get life insurance they can depend on. Research shows that a primary barrier that keeps consumers from protecting their loved ones with life insurance is a medical exam .
With MetLife Rapid Term, applicants will never be asked to complete an in-person medical exam or submit fluids, like blood or urine, ever; the application just asks a handful of health questions, which can be completed online. If you haven’t done so already, I encourage you to contact MetLife today to get a quote. It is a simple process that won’t take too much time out of your day (something us moms don’t have a lot of). However, this is one of the most important things you can do for your family.
For more information on the full terms, conditions, and limitations about the MetLife Rapid Term product, I encourage you to look at MetLife’s MetLife Rapid Term website.
1] Child Care Aware® of America, Parents and the High Cost of Child Care: 2016
 2017 LIMRA Insurance Barometer Study